Building Wealth: First Rung on the Ladder is Housing

Building Wealth: First Rung on the Ladder is Housing | Simplifying The MarketHow Housing Matters is a joint project of the Urban Land Institute and the MacArthur Foundation. It is “an online resource for the most rigorous research and practical information on how a quality, stable, affordable home in a vibrant community contributes to individual and community success”.

Rent or Buy: Either Way You’re Paying A Mortgage

Rent or Buy: Either Way You’re Paying A Mortgage | Simplifying The MarketThere are some renters that have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage – either your mortgage or your landlord’s.

Don’t Wait! Move Up To Your Dream Home Now!

Don’t Wait! Move Up To Your Dream Home Now! | Simplifying The MarketNow that the housing market has stabilized, more and more homeowners are considering moving up to the home they have always dreamed of. Prices are still below those of a few years ago and interest rates have stayed near historic lows.

Don’t Be Fooled… Homeownership Is A Great Investment! [INFOGRAPHIC]

Some Highlights:

  • Harvard University’s Joint Center of Housing Studies recently released the top financial & emotional reasons to own a home.
  • Owning is a good way to build up wealth that can be passed along to your family as it is usually a form of “forced savings.”
  • You’re paying for a house whether you own or rent, but owning gives you control over your living space.

2016 Home Sales Doing Just Fine!!

2016 Home Sales Doing Just Fine!! | Simplifying The MarketSome of the housing headlines are causing concern for some consumers who are in the process of either buying or selling a home. Pundits are concerned over the lack of new construction or the month-over-month sales numbers. Let’s set the record straight; 2015 was a good year for residential real estate in the United States and 2016 is starting out stronger.

Past, Present & Future Home Values

Past, Present & Future Home Values | Simplifying The MarketIn CoreLogic’s latest Home Price Index, they revealed home appreciation in three categories: percentage appreciation over the last year, over the last month, and projected appreciation over the next twelve months.